Privacy Policy
隐私政策
Introduction
IBDC (Malaysia) Sdn. Bhd (“IBDC”) is committed to protect the confidentiality and privacy of information. This Privacy Policy applies only to the website https://www.ibdcm.com (“Website”) of IBDC. To process, administer and/or manage your relationship with us, we will necessarily need to collect, use, disclose and/or process your personal data and/or personal data provided by you. Your personal data will be processed in accordance with guidance of the Personal Data Protection Act 2010 (“PDPA”).
By using this Website, you are agreeing to the use of your information as described in this Privacy Policy. If you are a corporate entity/an organisation, reference to the terms “you” and “your” shall include your employees, representatives and agents.
What information we collect
Personal information is collected by voluntary basis which you may not have to submit any information to use the Website. By providing personal information to us, you consent IBDC to use that information for legitimate business purpose. The personal information collected may consist of, but not limited to, your name, job title, current employer, email address and contact number.
We usually do not seek sensitive information (i.e. data relating to race or ethnic origin, religious beliefs, criminal record, physical or mental health, or sexual orientation) unless explicit consent to collect and use such information is obtained from you.
Personal Information Processing
We may process your personal data by way of collecting, recording, holding, storing, using and/or disclosing. Your personal data may be collected from you during your course of dealings with us in any way or manner including pursuant to any transactions and/or communications made from/with us. We may also collect your personal data from a variety of sources, including without limitation, at any meetings, events, seminars, conferences, road shows, surveys organised and/or sponsored by us as well as from publicly available sources.
In addition, we may also receive, store and process your personal data which are provided or made available by any third parties, credit reference bodies, regulatory and law enforcement authorities, for reasons including delivery of our services, performance of conditions of agreements and/or to comply with our legal and regulatory obligations. We may also store and maintain any information that you provide, including but not limited to postings on blogs, forums, other social media and services that we may provide.
Purpose of Personal Data Collected
We may collect, use and process your personal data and/or personal data furnished by you for legitimate business purposes (collectively referred to as the “Purposes”):
- to assess, process and provide services to you;
- to facilitate, process, deal with, administer, manage and/or maintain your relationship with us;
- to consider and/or process your application/transaction with us;
- to respond to your enquiries or complaints or resolve any issues and disputes which may arise in connection with any dealings with us;
- to administer and process any payments related to services requested by you;
- to perform client due diligence checks pursuant to the requirements of the Anti-Money Laundering and Anti-Terrorism Financing Act 2001 and by the Bank Negara Malaysia;
- to facilitate your participation in, and our administration of, any events, meetings, seminars, conferences, talks, road shows, surveys, contests or campaigns;
- to facilitate your participation or posting of any contents in any forums, bulletin boards, discussions, blogs, wikis and other social media applications and services that we may provide;
- to conduct credit reference checks and establish your credit worthiness, where necessary, in doing business with you;
- to carry out due diligence or other monitoring or screening activities (including background checks) in accordance with legal or regulatory obligations or risk management procedures that may be required by law or that may have been put in place by us;
- to administer and give effect to your commercial transactions with us;
- to process any payments related to your commercial transactions with us;
- to provide you with information and/or updates on services offered by IBDC and/or events, conferences, talks and seminars organised by us and selected third parties which may be of interest to you from time to time by any appropriate communication channels;
- to provide you with reference materials through any appropriate communication channels including to allow you to download publications or documents from this Website;
- to send you seasonal greetings messages, corporate gifts, and newsletters from time to time;
- to send you invitation to join our events, promotions, mailing lists as well as conferences, talks and seminars;
- to process and analyse your personal data either individually or collectively with other individuals;
- to conduct market research or surveys, internal marketing analysis, customer profiling activities, analysis of customer patterns and choices, planning and statistical and trend analysis in relation to our services;
- to share any of your personal data pursuant to any agreement or document which you have duly entered with us for purposes of seeking legal and/or financial advice and/or for purposes of commencing legal action;
- to share any of your personal data with a third party necessary for the preparation of legal documents or contract to be entered by you;
- to share any of your personal data with insurance companies and/or financial institutions for the purpose of applying and obtaining insurance policy and/or credit facility, if necessary;
- to maintain and improve business relationship;
- to maintain and update internal record keeping, files and contact lists;
- to detect, investigate and prevent any fraudulent, prohibited or illegal activity or omission or misconduct;
- to enable us to perform our obligations and enforce our rights under any agreements or documents that we are a party to;
- to transfer or assign our rights, interests and obligations under any agreements entered into with us;
- to meet any applicable legal or regulatory requirements and making disclosure under the requirements of any applicable law, regulation, direction, court order, by-law, guideline, circular or code applicable to us;
- to comply with or as required by any request or direction of any governmental authority; or responding to requests for information from public agencies, ministries, statutory bodies or other similar authorities;
We will seek your separate consent for any other purposes which do not fall within the categories stated above.
Consequences of Not Consenting to this Privacy Policy
The collection of your personal data by us may be mandatory or voluntary in nature depending on the Purposes for which your personal data is collected. Where it is mandatory for you to provide us with your personal data, and you fail or choose not to provide us with such data, or do not consent to providing us or this Privacy Policy, we will not be able to deal with you.
To Whom We Disclose your Information
We may disclose your personal information to the internal members and business partners of IBDC; third parties service providers, vendors, contractors or agents in connection with our business; any party in relation to legal proceedings or prospective legal proceedings; any joint party in connection to carry out our services for purpose of establishing and maintaining a common database where we have a legitimate common interest; data centres and/or servers; competent authorities and other third parties that reasonably require access to personal information relating to you; and any other person or party reasonably requiring the same in order for us to operate and maintain our business or carry out the activities set out in the Purposes or as instructed by you.
We recognise that your personal data is valuable and we only provide to other parties on a need-to-know basis as we take reasonable measures to protect your personal data.
Data Retention
Personal data you submit to us will be retained for as long as it is required for the Purposes which it was collected for or as required by law unless its further retention is required to meet our operational, legal, regulatory, tax or accounting requirements.
Accuracy of Information
When personal data is collected by us, we assume responsibility for keeping an accurate and up-to-date record of your personal data once you have submitted and verified the data. We do not assume responsibility for verifying the ongoing accuracy of the personal data. You will promptly update us in the event of any change to your personal data. If we are informed by you that any of your personal data which we have collected is no longer accurate, we will only make appropriate corrections based on the updated information provided by you. When requested and practical, we will delete identifying information from current operational systems.
Your Rights
You have the right to request for access to, request for a copy of, request to update or correct, your personal data held by us. We may charge a small fee as permitted by the PDPA to cover the administration costs involved in processing your request.
You have the right at any time to request us to limit the processing and use of your personal data (for example, requesting us to stop sending you any marketing and promotional materials or contacting you for marketing purposes).
You have the right to inform us by notice in writing on your withdrawal (in full or in part) of your consent given previously to us subject to any applicable legal restrictions, contractual conditions and a reasonable duration of time for the withdrawal of consent to be processed. However, your withdrawal of consent could result in certain legal consequences arising from such withdrawal. In this regard, depending on the extent of your withdrawal, it may mean that we will not be able to continue with your existing relationship with us or the contract that you have with us will have to be terminated.
Information Security
Please be aware that communications over the internet are not secure unless they have been encrypted. We have, where practicable, put in place reasonable commercial standards of technology and operational security to protect all information provided by you from unauthorised access, disclosure, alteration, or destruction. The Internet is not a secure medium. However, we have put in place various security procedures with regard to this Website and your electronic communications with us. We do not accept responsibility for any unauthorised access or interception or loss of personal data that is beyond our reasonable control.
Changes to this privacy statement
We may change, update, modify or amend this Privacy Policy from time to time. To let you know when we make changes to this Privacy Policy, we will amend the revision date at the end of this page. The new modified or amended Privacy Policy will be effective from that revision date. Therefore, we encourage you to periodically review this statement to be informed about how we are protecting your information.
This Privacy Policy is last updated on 1 June 2020.
Introduction
IBDC (Malaysia) Sdn. Bhd (“IBDC”) is committed to protect the confidentiality and privacy of information. This Privacy Policy applies only to the website https://www.ibdcm.com (“Website”) of IBDC. To process, administer and/or manage your relationship with us, we will necessarily need to collect, use, disclose and/or process your personal data and/or personal data provided by you. Your personal data will be processed in accordance with guidance of the Personal Data Protection Act 2010 (“PDPA”).
By using this Website, you are agreeing to the use of your information as described in this Privacy Policy. If you are a corporate entity/an organisation, reference to the terms “you” and “your” shall include your employees, representatives and agents.
What information we collect
Personal information is collected by voluntary basis which you may not have to submit any information to use the Website. By providing personal information to us, you consent IBDC to use that information for legitimate business purpose. The personal information collected may consist of, but not limited to, your name, job title, current employer, email address and contact number.
We usually do not seek sensitive information (i.e. data relating to race or ethnic origin, religious beliefs, criminal record, physical or mental health, or sexual orientation) unless explicit consent to collect and use such information is obtained from you.
Personal Information Processing
We may process your personal data by way of collecting, recording, holding, storing, using and/or disclosing. Your personal data may be collected from you during your course of dealings with us in any way or manner including pursuant to any transactions and/or communications made from/with us. We may also collect your personal data from a variety of sources, including without limitation, at any meetings, events, seminars, conferences, road shows, surveys organised and/or sponsored by us as well as from publicly available sources.
In addition, we may also receive, store and process your personal data which are provided or made available by any third parties, credit reference bodies, regulatory and law enforcement authorities, for reasons including delivery of our services, performance of conditions of agreements and/or to comply with our legal and regulatory obligations. We may also store and maintain any information that you provide, including but not limited to postings on blogs, forums, other social media and services that we may provide.
Purpose of Personal Data Collected
We may collect, use and process your personal data and/or personal data furnished by you for legitimate business purposes (collectively referred to as the “Purposes”):
- to assess, process and provide services to you;
- to facilitate, process, deal with, administer, manage and/or maintain your relationship with us;
- to consider and/or process your application/transaction with us;
- to respond to your enquiries or complaints or resolve any issues and disputes which may arise in connection with any dealings with us;
- to administer and process any payments related to services requested by you;
- to perform client due diligence checks pursuant to the requirements of the Anti-Money Laundering and Anti-Terrorism Financing Act 2001 and by the Bank Negara Malaysia;
- to facilitate your participation in, and our administration of, any events, meetings, seminars, conferences, talks, road shows, surveys, contests or campaigns;
- to facilitate your participation or posting of any contents in any forums, bulletin boards, discussions, blogs, wikis and other social media applications and services that we may provide;
- to conduct credit reference checks and establish your credit worthiness, where necessary, in doing business with you;
- to carry out due diligence or other monitoring or screening activities (including background checks) in accordance with legal or regulatory obligations or risk management procedures that may be required by law or that may have been put in place by us;
- to administer and give effect to your commercial transactions with us;
- to process any payments related to your commercial transactions with us;
- to provide you with information and/or updates on services offered by IBDC and/or events, conferences, talks and seminars organised by us and selected third parties which may be of interest to you from time to time by any appropriate communication channels;
- to provide you with reference materials through any appropriate communication channels including to allow you to download publications or documents from this Website;
- to send you seasonal greetings messages, corporate gifts, and newsletters from time to time;
- to send you invitation to join our events, promotions, mailing lists as well as conferences, talks and seminars;
- to process and analyse your personal data either individually or collectively with other individuals;
- to conduct market research or surveys, internal marketing analysis, customer profiling activities, analysis of customer patterns and choices, planning and statistical and trend analysis in relation to our services;
- to share any of your personal data pursuant to any agreement or document which you have duly entered with us for purposes of seeking legal and/or financial advice and/or for purposes of commencing legal action;
- to share any of your personal data with a third party necessary for the preparation of legal documents or contract to be entered by you;
- to share any of your personal data with insurance companies and/or financial institutions for the purpose of applying and obtaining insurance policy and/or credit facility, if necessary;
- to maintain and improve business relationship;
- to maintain and update internal record keeping, files and contact lists;
- to detect, investigate and prevent any fraudulent, prohibited or illegal activity or omission or misconduct;
- to enable us to perform our obligations and enforce our rights under any agreements or documents that we are a party to;
- to transfer or assign our rights, interests and obligations under any agreements entered into with us;
- to meet any applicable legal or regulatory requirements and making disclosure under the requirements of any applicable law, regulation, direction, court order, by-law, guideline, circular or code applicable to us;
- to comply with or as required by any request or direction of any governmental authority; or responding to requests for information from public agencies, ministries, statutory bodies or other similar authorities;
We will seek your separate consent for any other purposes which do not fall within the categories stated above.
Consequences of Not Consenting to this Privacy Policy
The collection of your personal data by us may be mandatory or voluntary in nature depending on the Purposes for which your personal data is collected. Where it is mandatory for you to provide us with your personal data, and you fail or choose not to provide us with such data, or do not consent to providing us or this Privacy Policy, we will not be able to deal with you.
To Whom We Disclose your Information
We may disclose your personal information to the internal members and business partners of IBDC; third parties service providers, vendors, contractors or agents in connection with our business; any party in relation to legal proceedings or prospective legal proceedings; any joint party in connection to carry out our services for purpose of establishing and maintaining a common database where we have a legitimate common interest; data centres and/or servers; competent authorities and other third parties that reasonably require access to personal information relating to you; and any other person or party reasonably requiring the same in order for us to operate and maintain our business or carry out the activities set out in the Purposes or as instructed by you.
We recognise that your personal data is valuable and we only provide to other parties on a need-to-know basis as we take reasonable measures to protect your personal data.
Data Retention
Personal data you submit to us will be retained for as long as it is required for the Purposes which it was collected for or as required by law unless its further retention is required to meet our operational, legal, regulatory, tax or accounting requirements.
Accuracy of Information
When personal data is collected by us, we assume responsibility for keeping an accurate and up-to-date record of your personal data once you have submitted and verified the data. We do not assume responsibility for verifying the ongoing accuracy of the personal data. You will promptly update us in the event of any change to your personal data. If we are informed by you that any of your personal data which we have collected is no longer accurate, we will only make appropriate corrections based on the updated information provided by you. When requested and practical, we will delete identifying information from current operational systems.
Your Rights
You have the right to request for access to, request for a copy of, request to update or correct, your personal data held by us. We may charge a small fee as permitted by the PDPA to cover the administration costs involved in processing your request.
You have the right at any time to request us to limit the processing and use of your personal data (for example, requesting us to stop sending you any marketing and promotional materials or contacting you for marketing purposes).
You have the right to inform us by notice in writing on your withdrawal (in full or in part) of your consent given previously to us subject to any applicable legal restrictions, contractual conditions and a reasonable duration of time for the withdrawal of consent to be processed. However, your withdrawal of consent could result in certain legal consequences arising from such withdrawal. In this regard, depending on the extent of your withdrawal, it may mean that we will not be able to continue with your existing relationship with us or the contract that you have with us will have to be terminated.
Information Security
Please be aware that communications over the internet are not secure unless they have been encrypted. We have, where practicable, put in place reasonable commercial standards of technology and operational security to protect all information provided by you from unauthorised access, disclosure, alteration, or destruction. The Internet is not a secure medium. However, we have put in place various security procedures with regard to this Website and your electronic communications with us. We do not accept responsibility for any unauthorised access or interception or loss of personal data that is beyond our reasonable control.
Changes to this privacy statement
We may change, update, modify or amend this Privacy Policy from time to time. To let you know when we make changes to this Privacy Policy, we will amend the revision date at the end of this page. The new modified or amended Privacy Policy will be effective from that revision date. Therefore, we encourage you to periodically review this statement to be informed about how we are protecting your information.
This Privacy Policy is last updated on 1 June 2020.